Facts

What does Kera Capital Partners “Kera” do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depends on the product or service you have with us. This information can include, but is not limited to:

  • Social Security number and income;
  • Assets and transaction history; and
  • Investment experience and risk tolerance.

When you are no longer our client, we continue to share your information as described in this notice.

How?

All financial companies need to share clients’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their clients’ personal information; the reasons Kera chooses to share and whether you can limit this sharing.

Reasons we can share your personal information
Does Kera Share?
Can you limit this sharing?
For our everyday business purposes–

This includes sharing with service providers who perform services on our behalf, such as account custodians, technology providers, and compliance consultants.

YES
NO
For our marketing purposes–

to offer our products and services to you

YES
YES
For joint marketing with other financial companies
NO
We do not share
For text messaging purposes –

To schedule meetings or appointment reminders

YES
YES
For our affiliates’ everyday business purposes–

information about your transactions and experiences

NO
We do not share
For our affiliates to market to you
NO
We do not share
For non-affiliates to market to you
NO
We do not share
For third-party access
NO
We do not share

To limit our sharing

Please note: This notice is provided at the time we establish our advisory relationship. For new clients, if you wish to limit permissible sharing, you may contact us within 30 days of receiving this notice. We will not share your information for purposes you can limit until 30 days after providing this notice.

Questions?

Who we are

Who is providing this notice?

Kera Capital Partners . We provide this privacy notice annually and when we make material changes to our privacy practices.

SMS Privacy Policy

Kera values your privacy. By subscribing to our SMS notification service, you agree to this privacy policy.

Data Collection
  • We collect your phone number and name for SMS mobile messaging through the execution of the Investment Advisory Agreement and new account paperwork.
Data Usage
  • Your data is used solely for sending SMS messages This includes SMS messages for appointment scheduling or appointment reminders.
Data Security

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

  • We take reasonable steps to ensure the confidentiality of client information shared via text messages. However, clients are reminded to avoid including sensitive personal or financial information, such as account numbers or Social Security numbers, in text messages.
  • We do not share any individual’s consent to receive SMS from Kera with third parties. We do not share phone numbers for SMS purposes or affiliate marketing.
Data Retention
  • We retain your contact data for the duration of your enrollment. You may request deletion at any time.
Opt Out
  • Reply STOP to any message to unsubscribe.
Non-Sharing Clause
  • We do not share your information with third parties for marketing purposes. Your information is only shared with our SMS provider for secure messaging.

What we do

How does Kera protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Kera collect my personal information?

We collect your personal information, for example, when you

  • open an account or give us contact information
  • enter into an investment adviser contract or give us your income information
  • tell us about your investment or retirement portfolio

We also collect your personal information from other companies.To ensure compliance and protect client information, all text message communications are conducted using firm-approved, secure communication platforms that are monitored and archived in accordance with regulatory requirements.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

Federal law gives you tState laws and individual companies may give you additional rights to limit sharing.he right to limit only

Definitions & Terms

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • No mobile information including Personally Identifiable Information (PII) or SMS consent will be shared with third parties/affiliates for marketing/promotional purposes.
Non-Affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • No mobile information including Personally Identifiable Information (PII) or SMS consent will be shared with third parties/non-affiliates for marketing/promotional purposes.
Third-Party Access

Non-affiliated companies are third-party entities that are not under common ownership or control with Kera and do not share a corporate relationship. In the context of SMS communications, these companies may include SMS gateway providers, mobile carriers, third-party messaging platforms, and vendors that support multi-factor authentication (MFA). While these entities may transmit, process, or store SMS messages on behalf of the adviser, they operate independently and are not affiliated with the RIA.

  • We do not share your information with third parties for marketing purposes. Your information is only shared with our SMS provider for secure messaging.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • No mobile information including Personally Identifiable Information (PII) or SMS consent will be shared for joint marketing/promotional purposes.

Other Important Information

By signing Kera’s Agreement, I acknowledge that I have fully read and understand this Privacy Policy and opt-in as outlined above. I understand that if I have any questions or concerns about this policy, it is my responsibility to discuss this with my financial professional.

We retain client information for at least six years following account closure as required by SEC recordkeeping rules (Rule 204-2). After the required retention period, client information is securely destroyed in accordance with our information disposal procedures.

Residents of certain states may have additional privacy rights, including the right to access, delete, or correct personal information, and the right to opt-out of sales of personal information. For information about state-specific rights, please contact us at 408-668-2201.

SMS Terms of Service

By opting into SMS you are agreeing to receive SMS messages from Kera. This includes SMS messages for appointment scheduling or appointment reminders. Message frequency varies. Message and data rates may apply. See privacy policy https://www.keracapital.com/. Message HELP for help. Reply STOP to any message to opt out. We reserve the right to revise this policy from time to time without prior notice. You will be notified of any material changes in Our Privacy Policy either by email or by a conspicuous posting on our website:https://www.keracapital.com/

Contact Our Team

Reach out to us with any questions, we'd love to be a part of your journey.